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Credit Building Programs

In order to obtain an A1 credit score, you MUST have positive credit accounts. If it is difficult for you to build your credit, we highly recommend applying for the following credit accounts below. All accounts below are guaranteed approval and a great way to get started with building your credit!

Self - Lender

-Reports to all 3 credit bureaus. No hard credit pull and no credit history required

-Self Lender helps you get a small loan that you save in a CD for 12 or 24 months

-$9 to get started, Savings plans start at $25/month,

-At the end of your account term you've built credit and get most of your money back

My Jewelers Club

(NOT Recommend)

My Jewelers Club has always been a highly recommended credit building program until they started having reporting issues with TransUnion and Experian.


The issue is undisclosed.  

The credit bureaus made this change with no warning to us (ADR Financial Group) or My Jewelers Club. We apologize in advance for the inconvenience this has caused. 

We now recommended

New Coast Direct to replace MJC or build new revolving credit. 

Click Here to get New Coast Direct 

Credit Strong

-Available in All States EXCEPT North Carolina, Vermont & Wisconsin

-No Credit Check

-Get Started As Low As $15/month For A $1,000 Credit Line

-No Obligations; Can Cancel At Anytime

-Reports to All 3 Bureaus

-Secured Credit Line

- Get Started As Low Ad $200

-Reports to all 3 Bureaus

- No Credit Check! 

Hutton Chase

-Credit Limit: $1,500

-Merchandise Includes Electronics, Household Items & Cookware

-Activation Fee: $30

-Reports to Equifax Only

-Credit Limit: $2,500

-Option to Obtain (2) Credit Lines Totaling $5,000

-Merchandise Includes Books, Ebooks & Music

-Reports to Equifax Only

-Great Way To Build Your Credit FAST

-Reports Rental History

-Can Go As Far Back As 2 Years of Rental History

-No Credit Check

-Reports to Transunion Only

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