We will help you achieve your optimal credit profile. Our credit repair process is efficient, aggressive and personalized. 
We are so confident in our proven systems that we offer 100% money-back guaranteed if you don’t see any improvements after 90 days. What it takes most companies to do in 3 years we do in 6 months or sooner!

Choose Your Plan

Please note, for each service we require an active account with our preferred credit monitoring service provider, Identity IQ.

Credit Building Programs 

In order to obtain an A1 credit score, you MUST have positive credit accounts. If it is difficult for you to build your credit, we highly recommend applying for the following credit accounts below. All accounts below are guaranteed approval and a great way to get started with building your credit! 

  Self - Lender

  1. Reports to all 3 credit bureaus. No hard credit pull and no credit history required

  2. Self Lender helps you get a small loan that you save in a CD for 12 or 24 months

  3. Savings plans start at $25/month and include credit monitoring 

  4. At the end of account term you've built credit history and your CD savings unlock

  Hutton Chase

  1. Credit Limit: $1,500

  2. Merchandise Includes Electronics, Household Items & Cookware

  3. Activation Fee:: $30

  4. Reports to Equifax Only

Rental Kharma

  1. Great Way To Build Your Credit FAST

  2. Reports Rental History 

  3. Can Go As Far Back As 2 Years of Rental History 

  4. No Credit Check

  5. Reports to Transunion Only

My Jewelers Club

  1. Guaranteed Credit Limit: $5,000

  2. Online Jewelry Store

  3. Reports to All 3 Bureaus 

   OX Publishing

  1. Credit Limit: $2,500

  2. Option to Obtain (2) Credit Lines Totaling $5,000

  3. Merchandise Includes Books, Ebooks & Music

  4. Reports to Equifax Only 

   Credit Strong

  1. Available in All States EXCEPT North Carolina, Vermont & Wisconsin

  2. No Credit Check 

  3. Get Started As Low As $15/month For A $1,000 Credit Line

  4. No Obligations; Can Cancel At Anytime

  5. Reports to All 3 Bureaus 

Horizon Gold Card

  1. Guaranteed Credit Limit: $500

  2. Merchandise Includes Clothes & Footwear

  3. Additional Benefits: Privacy Protection, Universal RX, Legal Assistance & Roadside Assistance

  4. Reports to Equifax Only

ADR Financial Group

10130 Mallard Creek Road Ste 300
Charlotte, NC 28262

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PHONE: (888) 708-5913

FAX: (704) 900-2993
Email: info@adrfinancialgroup.com

ADR Financial Group 2020 © All Rights Reserved.